CDs

Personal CDs are a great way save money for future needs. They offer higher interest rates than traditional savings or money market accounts and locking your money in keeps it safe until you decide you are ready to spend it!  This option also offers you the ability to have your interest proceeds from your CD mailed to you by check, directly deposited to a Middletown Valley Bank checking or savings account, or you can have the interest compounded. We also offer the ability for you to watch your money grow on your online or mobile banking application.

Traditional CD

A minimum of $1,000 is required to open this CD. We offer a wide range of maturities from 91 days to 60 months. *

SmartStep CD

A minimum of $1,000 is required to open this CD. We offer a wide range of maturities from 91 days to 60 months.  You have the opportunity to increase your interest rate once during the lifetime of the CD should the market change.  You even have the opportunity to take advantage of the onetime bump at the start of your CD should you choose to do so.*

*Information provided is a summary of account features. Please contact bank for account disclosures and full details.

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