Savings Accounts

All savings and money market accounts are interest bearing with an interest rate and annual percentage yield (APY) based on your daily balances. Any form of electronic withdrawal or transfer, including checks are limited to six (6) transactions/transfers per statement cycle or they are subject to a $15 per item charge in excess.  Transactions initiated by a bank associate are unlimited, including in person and by phone.

 Regular Savings Account

• Daily minimum balance requirement of $100 to avoid a $15 quarterly service fee
• Interest is compounded and credited quarterly *

 Minor Savings Account

• No minimum balance or service fee
• Interest is compounded and credited quarterly
• Available to those 21 years of age and younger *

Money Market Account

• Ideal for low to moderate balances
• Daily minimum balance requirement of $1,000 to avoid a $15 service fee *

Premium Money Market Account

• Interest bearing account ideal for moderate to high balances
• Features competitively tiered rates to reward higher balances with a higher return
• Daily minimum balance requirement of $2,500 to avoid a $15 service fee *

 Holiday Club Account

• No minimum balance or service fee
• Interest will be compounded annually and will be credited to the account annually
• Withdrawals before maturity are not permitted without a $10 penalty and loss of earned interest *

Certificates of Deposit (CDs)

• Personal CDs & IRAs are a great way save money for future needs
• They offer higher interest rates than traditional savings or money market accounts
• We also offer the ability for you to watch your money grow on your online or mobile banking application

Traditional CD

• A minimum of $1,000 is required to open this CD
• Maturities from 91 days to 60 months are available
• Interest can be directly deposited to an MVB checking/savings account, or you can have the interest compounded *

  *Information provided is a summary of account features. Please contact bank for account disclosures and full details.

 

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