Checking
Our checking accounts are designed with our customers in mind! Click Additional Services above to learn more about what MVB has to offer.

Smart Checking
- No minimum balance requirement
- Non-interest bearing account
- Requires e-statements, online banking, Visa® debit card, and direct deposit to avoid a $15 service fee*

Regular Checking
- $100 daily minimum balance requirement to avoid a $15 service fee
- Non-interest bearing account*

Founders’ Club Checking
- Available to individuals 55 years of age or older
- No minimum balance or service fee
- Non-interest bearing account
- Offers one free box of MVB checks annually
- 3×10 or smaller safe deposit box free for the first year*

Community Hero Checking
- Available to current and retired Police Officers, Nurses, Military Service Members, Teachers, and Firefighters & EMS with a proof of eligibility
- No minimum balance or service fee
- Non-interest bearing account
- No non-MVB ATM fees
- One free box of Community Hero checks annually
- No charge for money orders/cashiers checks when drawn off verified community hero account
- No overdraft sweep fees from another MVB account or line of credit*

Student Checking
- Available to students up to age 24 or with proof of eligible enrollment
- No minimum balance requirement
- 4 non-MVB ATM fees waived per statement cycle
- Requires online banking and e-statements*

NOW Account
- Interest bearing checking account, compounded on a monthly basis
- $1,000 daily balance required to avoid a $15 service fee
- The interest rate and annual percentage yield (APY) is based on your average daily balance*

SimpleSpend Account
The SimpleSpend Account offers access to MVB’s convenient banking services, while providing
safeguards to help customers develop sound banking practices and improve financial stability.
- A Bank On certified account
- A checkless checking account with no minimum balance requirement
- 4 non-MVB ATM fees waived per statement cycle
- e-Statements at no charge or $2 per paper statement*
* Information provided is a summary of account features. Please contact bank for account disclosures and full details.