CRA Public File

At Middletown Valley Bank, we are dedicated to providing opportunities by meeting the credit needs of our customers, including those with low- and moderate-income backgrounds. Our mission is to advance the financial journeys of our customers and the areas we serve, helping individuals and businesses achieve their financial goals.

We are making our Community Reinvestment Act (CRA) Public File available online for public review. Below, you will find all the key components of Middletown Valley Bank's CRA Public File, providing transparency into our efforts and contributions to the communities we serve.

---

 

• Performance Evaluation

  CRA Performance Evaluation

   

  A copy of the public section of the bank’s most recent CRA performance. [PDF]

• Assessment Areas

   Assessment Area List & Map

   

  A list of each assessment area identifying the census tracts contained in the area as well as a map showing the boundaries of the area. [PDF]

• Retail Banking Products / Services Listing and Fees

  Product and Services listing and fees

   

  Standard Fee Schedule: [PDF]

  Account Analysis Fee Schedule: [PDF]

  Online Cash Management Fee Schedule: [PDF]

• Financial Center Information

  Financial Center List with Hours of operation

   

  [PDF]

• Comment Letters

  Public Comments and Responses

   

  Written comments received from the public related to the bank's performance in helping to meet community credit needs, including any responses. [PDF]

• HMDA Disclosure Statement Notice

  HMDA Disclosure Statement Notice

   

  [PDF]