History & Culture

The first meeting of the Middletown Savings Bank was held on November 12, 1907. Since officially opening in 1908, the Bank has been a cornerstone for customers’ financial planning, residents and businesses alike. In 1937, Middletown Savings Bank bought out the failing Valley Bank and moved across the street into the present-day Main Office location. At a Board of Directors meeting held on August 20, 1965, it was decided to change the name from Middletown Savings Bank to Middletown Valley Bank. In 2018, Middletown Valley Bank formed the holding company, Community Heritage Financial, Inc. (CHF). CHF acquired Millennium Financial Group (DBA Mlend), a full-service mortgage lender, in 2019. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer. Our exceptional customer service, combined with modern technology, provides customers with the best banking experience. To learn more about CHF and their companies, please visit the Investor Relations website or call (844) 533-9211.

ADVANCING           FINANCIAL  JOURNEYS

One conversation, one connection, one community at a time

ABSOLUTELY          EXCEPTIONAL            EXPERIENCES

Developing lasting relationships while promoting a culture of excellence in every interaction. 

 


 

Core Values

 

  • Accountability


    We take ownership of our performance, emphasizing high ethical standards and maintaining a commitment to fiscal responsibility. 

  • Collaboration


    We work together toward a common goal by openly sharing ideas and resources. 

  • Community


    We promote a giving culture and enrich the areas where we live and work. 

  • Development


    We encourage innovative thinking and provide opportunities for success. 

  • Relationships


    We value lasting relationships built on trust, respect, and open communication. 

Customer Care Team

(844) 533-9211
Monday – Friday 8:00 am – 5:00 pm
Saturday 9:00 am – 12:00 pm

24-Hour Telephone Banking

(855) 371-3040

Lost or Stolen Visa Debit Card

(888) 297-3416

Need Help?

Contact our customer care team

For your safety and security, please do not include sensitive personal information such as account, social security and personal identification numbers. For specific questions regarding your account, please login to Online Banking or call us at (844) 533-9211.

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