My Credit Manager

Knowing your credit standing is essential when you want to open a loan or credit card, but it’s also important to track changes to your score since it can alert you to suspicious activity. My Credit Manager gives you the tools to help protect your financial health.

Features:

• Credit Score: Customers can view their credit score 24/7 from within their account.  With the credit score tracker, they can see how their score has changed over time.
• Debt Analysis: Customers can see open loan balances and monthly payments, and even calculate their debt-to-income ratio.
• Change Alerts: Customers will receive notifications when their credit score or report changes, so they can rest assured that it’s always accurate.
• Credit Score Simulator: Customers can see how their score may be impacted by certain actions such as taking out a new auto loan or getting a new credit card. (Note: credit simulations are not always predictive of one’s actual credit score.)
• Credit Education: Customers can learn about managing their credit score, keeping it in good standing, and how their score is determined. 

 

FAQs

• How do I access My Credit Manager?

  Customers can access their credit score and report right within their Online Banking account. 

• Is there a cost for My Credit Manager?

  There’s no cost to use My Credit Manager, so log in and check your credit score today.

• Does every person have a credit score?

  Not every person will have a credit score. This may occur when someone is young or if they are new to the United States and do not yet have a loan product (for example, a credit card, auto loan). In these cases, a customer may not have a credit score or report.